Tag Archives: answer

Creative Ways To Decline An Offer (Besides Just Saying No)

If just saying NO doesn’t work, try one of these negative phrases:

West Fargo, ND – Your FM Observer recently brought in two excellent professional life coaches to instruct our entire staff on how to say “NO” in a number of different ways.

Let’s face it, there are many times you’re asked if you’d want to volunteer for a committee, or buy a coupon booklet, or get involved in some weekly activity. At the time, you know you should decline, but for some reason you say YES (and later regret it).

Certified Life Coaches Sonja Yust and Tony Jauss (who headquarter out of New Orleans, or NO-town) had us practice saying a number of useful phrases that can be used when trying to decline an offer when someone is asking you to do something you’d really rather not agree to.

After first responding by saying “Why do you ask?” then use any of these cleverly designed phrases as an alternative to just saying NO:

⦿ What part of “Nyet” don’t you understand?
⦿ This is not part of my agenda for this decade.
⦿ All signs are pointing toward non-concurrence.
⦿ My jurisdiction doesn’t cover this type of fiasco.
⦿ Thanks for asking, and for never bringing it up again.
⦿ I can commit to not committing to your misguided plans.
⦿ I gave up doing things that make me want to kill myself.
⦿ Let me think about it and I’ll get back to you in 20 years.
⦿ This idea is more undesirable to me than nude ice fishing.
⦿ Unfortunately, I don’t see this as being on my Vision Board.
⦿ I am currently not in the market to buy what you’re selling.
⦿ There are more gullible people you should discuss this with.
⦿ You seem to be barking up the wrong tree at the wrong time.
⦿ Your presentation is not falling into any common sense category.
⦿ You should rethink this idea until it starts to make some sense.
⦿ My news years resolution was to avoid stupid ideas like this one.
⦿ I would rather remove my own gallbladder with a rusty pitchfork.
⦿ Life is too short to pursue things like this that seem to totally suck.
⦿ I’ll consider your idea after the Minnesota Vikings win the Super Bowl.
⦿ This is the exit point at which I plan on disembarking this train to hell.
⦿ There are worse things I could agree to but I can’t think of any right now.
⦿ Sorry. That’s the day of my grandmother’s soccer game, and I never miss those!

⦾ Ironically, all of the letters in both “Sonja Yust” and “Tony Jauss” can easily be re-arranged to: “Just Say No!”

Dr. Finance Explains Negative Interest

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Dr. Finance knows money. That’s why his latest book is called ‘Know Money’.

Green Bank, NJ – Dr. Finance is back by popular demand to answer another money question from one of our smarter readers.

Ms. Evette Ragsdale from Square Butte, Montana asks: Dear Dr. Finance, On a local radio talk-show, a financial expert mentioned the term “Negative Interest”. Could you please explain what this means? Thanks, Evette

Dr. Finance: Thank you, Evette, for that interesting question.

1. The term “Negative Interest” was first coined when scientists in the lab noticed that positive ions were only interested in attracting negative ions to be their life-long spousemates.

2. Later, movie-maker Woody Allen made the term a household phrase in one of his earlier movies when he was not invited up to a woman’s apartment at the end of their first date, because she had “Negative Interest” in pursuing a relationship with him because of his quirkiness.

3. More recently however, that same phrase is being applied by large banks which used to happily help a youngster open a savings account with the coins in their piggy bank. Since it’s usually such a small amount of money, the banks have “Negative Interest” in helping smaller investors because they would rather spend their time helping rich people like Rachel Maddow, who makes seven million dollars a year.

If you have a money question for Dr. Finance, please mail it in a green envelope along with at least $100 cash (for shipping and handling) to the FM Observer, attention Dr. Finance.